Where Can An 18 Year Old Gamble
The minimum drinking age onboard is 21 years old for cruises departing from U.S. Ports and 18 years old for cruises departing from non-U.S. Passengers under the age of 18 may not play in the onboard casino or use any spa facilities and must be accompanied by a person over 18 on shore excursions. Oct 10, 1993 Some experts on compulsive gambling question the decision to allow 18-year-olds to gamble, fearing that some young people may be unable to handle it responsibly. Carey Farbstein, a 19-year-old.
Every teenager eventually runs into prohibitions based on age. To a 15-year-old it’s understandable why a 5-year-old shouldn’t be allowed to drive.
But why do you have to wait another year to get a driver’s license?
And if you have a summer job, why can’t you spend your money on alcohol, cigarettes, and gambling the way 18-year-old or 21-year old friends and relatives do?
Everyone feels “mature enough” to make mature decisions before their elders say they’re ready.
Reflecting upon all the factors a gambling establishment, either online or land-based must consider, several reasons come to mind.
Age of Majority
This seems to be the most important factor.
Despite any precocious emotional or intellectual maturity young people may possess, in most jurisdictions, an age of majority prevails.
The age of majority determines when an individual can enter into legally binding contracts. A law-abiding gambling company cannot do business with minors.
Every member of an online casino must register and honestly affirm their age. To collect winnings they must prove their identity and age eligibility.
If a minor successfully enters a land-based casino, plays a game, and collects a modest stake, the casino has broken the law. The young player may get away with it.
Not only do they not have to honor the win they legally cannot.
Laws Governing Gambling Activities
Governments around the world decided not to allow minors to gamble in licensed establishments. Gambling laws take the decision out of the casinos’ hands.
Many teens learn how to play blackjack, poker, roulette, and other gambling games at home or from their friends.
They may even play for money in unlicensed gaming situations.
If caught by authorities the teens may not be prosecuted, but game organizers would almost certainly be arrested.
Teens’ parents are also held accountable for the behavior of their children.
Age restrictions on gambling fall into a complex system of laws designed to protect young individuals from making life-destroying choices.
Emotional and Intellectual Maturity is Vital to Managing Risk
While few fully mature adults (estimates range from 5% to 10%) are considered gambling addicts, many acquired addictive habits while still adolescents.
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Science is still uncertain about when people become fully mature adults. In 2014 the National Academy of Sciences proposed that ages 18-26 be considered the final stage of emotional and intellectual development.
The truth is that science has yet to show at what age the general population can make good choices about risky behavior. This goes well beyond gambling and into many types of activities.
Teens are not permitted to compete in many types of professional sports. They may lack the physical characteristics and training to compete, but their mental abilities are not yet ripe.
Social concerns about teens’ readiness to make important choices are reinforced by one disturbing study: a 20-year study found that children experiencing stress do mature faster than their peers.
This is not a justification for allowing some teens to gamble, smoke, drink, or take other risks. It’s clear confirmation that young people are not naturally ready to make adult choices. Gambling is all about risk, and society has deemed it’s too risky for young individuals.
Gambling Requires Financial Responsibility
If you gamble, you’re staking something of value. In both online and offline gambling establishments, money is at stake.
And gamblers are expected to cover their losses.
Unfortunately, this is easy to do with debt. You can borrow $1000 and take it to the casino. All the casino can do is insist you put money on the table before they allow you to pay.
Online casinos can only insist you deposit funds into your account before playing.
An emancipated teenager has the right to earn a supporting income, but most teens are not emancipated. Without the ability to enter into legal contracts, they can’t even borrow money.
Ironically, even though casinos don’t care where you get your money, they need you to bring in new money every time you gamble.
They’re counting on your losses for their profits.
Having a steady income, being able to support yourself, and budgeting a reasonable amount for entertainment makes you a more desirable customer for a casino. A business that depends on financially unstable teenagers accepts greater risks than most casinos do.
Younger People Are More Susceptible to Addictive Behavior
Although science still has much to learn about how the brain develops and works, recent findings show that adolescents are more prone to addiction than adults.
An individual who grows to adulthood in a supportive, healthy environment is less likely to become an addict.
There are no guarantees in life, but requiring teens to wait before taking some risks helps them later in life.
Gambling addiction is the number 1 reason why some organizations oppose the spread of organized, legal gambling. The cost to society of treating addiction is calculable.
But that cost rises as one considers secondary issues, such as criminal behavior driven by addiction. Many crimes are committed by non-addicted people, but the connection between addiction and crime is undisputed.
Age-restrictive laws are intended to ensure that young people have a fair chance to grow to full maturity in safe environments. By holding adults accountable for how they interact with teenagers, society hopes to prevent some exploitative situations. And let’s face it: some adults are unscrupulous enough to intentionally manipulate less mature teens into bad situations.
What Is the Youngest Legal Gambling Age in the World?
It’s impossible to be sure, but this Wikipedia article lists no age restriction for a Category D gaming machine in the United Kingdom.
The same article includes a few other restrictionless forms of gambling:
- Private or non-commercial gaming and betting
- Equal chance gaming (prize gaming permitted or licensed family entertainment)
- Prize gaming at an unlicensed family entertainment centre or traveling fair
- The United Kingdom also permits 16-year-olds to gamble in:
- National lottery
- Scratch off ticket games
- Football pools
Another country enacting unusual gambling laws is Afghanistan.
They forbid all land-based gambling activities, but anyone of any age can gamble in an online system. Afghanistan may not be known for its high-speed Internet, but cell phones are widely used there. The Wikipedia article says that Tunisia may have inadvertently made gambling legal for all ages by failing to make it illegal for all ages.
The country of Malawi in southeastern Africa allows children as young as 5 to gamble in land-based casinos.
Also, the Wikipedia article may not be up-to-date, and some of the points listed above could be inconsistent with current laws in the countries named.
Conclusion
The ancient Roman writer Tacitus wrote in his famous treatise, The Germania, that the ancient Germans of his time had a reputation for gambling:
“An amazing thing to us is that they practise gambling as the serious occupation of their sober hours; and they hazard to win or lose so recklessly that, when all he has is gone, a player will stake his personal liberty on a last and decisive throw.
If he loses he goes into voluntary slavery; and, although he may be the younger and the stronger man, he suffers himself to be bound and to be sold. They exhibit herein a most perverse obstinacy, and call it paying a debt of honour.
Successful gamblers get rid of the slaves held under this title by selling them to the merchants in order to escape their share of the shame.”
While some historians question the accuracy of Tacitus’ description, there is some universal truth to the matter. Gambling has earned a hard reputation through the centuries. Some people do lose everything. For that reason society has learned to protect its youngest members (in most countries) from taking such risks until they have grown to an age to make sound decisions.
Life doesn’t promise we’ll always make the right decisions. That’s why we make laws to slow us down when we’re most apt to rush in where angels fear to tread.
Michigan is an extremely liberal state when it comes to gambling. Horse racing dates back to the Great Depression. A state lottery and charitable gaming were added in the 1970s. Charities may offer more than typical bingo games. This includes casino and poker nights. Tribal casinos opened in the 1990s.
Voters approved Detroit casinos in 1997 to recapture money going to tribes and across the U.S. border in Windsor. Casino Locations: Detroit, Christmas, Wayland Township, Standish, Baraga, New Buffalo, Battle Creek, Dowagiac, Brimley, Sault St. Marie, Petoskey, Mackinaw City, Williamsburg, Watersmeet, Mt. Pleasant, Lansing, Suttons Bay, Hessel, St. Ignace, Manistee, Marquette, Harris, Fruitport, Vanderbilt, Manistique, and Hartford.
| Michigan Casinos & Gambling | |
|---|---|
| Michigan Legal Gambling Age | 18 – 21 |
| Number of Casinos | 41 |
| Estimated Casino Revenue | $3.8 Billion |
| Smoking ban | Exempts casinos |
| Can You Gamble Online in Michigan? | Yes |
| Michigan Online Gambling | Horse Racing & Lottery |
Paying Gambling Taxes in Michigan
OnlineUnitedStatesCasinos has gathered everything you need to know about paying gambling taxes. With our exclusive Gambling Taxes Guide, you can learn how to report your gambling winnings and deduct losses. Get helpful tips straight from a Certified Public Accountant.
Guide to Michigan Casinos Map
- Greektown
- MotorCity
- MGM Grand
- Firekeepers
- Little River Casino
- 22
- 37
- 19

Types of Online Gambling Allowed in Michigan
There are two types of online gambling that are legal in Michigan. Off-track betting is permitted through TVG and XpressBet. Only horses may be wagered through websites and mobile apps. Greyhound bets are not permitted.
The other form of legal online gambling in Michigan is through the state lottery. Lotto tickets are sold on the state’s website. This includes Fantasy 5, Lotto 47, Powerball, and Mega Millions. There are instant games that resemble pulls on a slot machine. There is also a real money keno game that is the site’s most popular feature.
The Michigan Gaming Control Boarddeclared daily fantasy sports to be illegal in the state. This did not stop the sites from continuing to operate there. DraftKings and FanDuel are among the sites that accept players from Michigan.
Types of Live Gambling Allowed in Michigan
Horse racing is the oldest form of regulated gambling in Michigan. There are four racetracks in Michigan. Live dates are declining with each year as the industry contracts. Each track offers a race book.
Charities may spread several forms of gambling for fundraising purposes. This includes bingo, raffles, casino nights and poker tournaments. Lottery tickets may be purchased at retailers.
There are nearly two-dozen Michigan casinos. Most are on Native American land. Three are in Detroit. Permitted games include slots, video poker, live poker, blackjack, craps, roulette, and house-banked poker games.
| Types of Legal Gambling in Michigan | |
|---|---|
| Game Type | Is it Legal? |
| Slots | Yes |
| Blackjack | Yes |
| Poker | Yes |
| Craps/Roulette | No |
| Horse Racing | Yes |
| Lottery | Yes |
| Sports Betting | Yes |
Michigan Gambling Laws
Michigan permits a variety of gambling, but it also has strict penalties for those that do not follow them. There are 21 gambling crimes that are misdemeanors. There are eight felonies related to illegal gambling. Games of skill are still considered gambling in Michigan if played for money and not expressly permitted under state law.
The state licenses racetracks to offer horse racing but not greyhound events. Racebooks and mobile apps are permitted to accept action on races that occur out of state.
Where Can An 18 Year Old Gamble
The Michigan Lottery is the only entity permitted to operate games of chance throughout the state. It is permitted to also offer these games over the Internet.
Michigan casinos are only permitted on reservations or in the city limits of Detroit. The state takes 24 percent of the net win from Detroit casinos. This was raised from 18 percent in 2004. Tribal casinos do not pay taxes to the state. All games that would be found in the traditional casino are legal. This includes slots, video poker, electronic table games, live poker, craps, roulette, blackjack and any card game deemed legal by the Michigan Gaming Control Board.
The minimum age to gamble in Michigan is 18 years for lotteries, charitable gambling, and horse racing. Michigan casinos may permit 18-year-olds if there is no alcohol served. Otherwise, the minimum age is 21 years.
To learn about online casino laws in other states, visit our US States Casinos page.
Where to Gamble in Michigan
There are more than 20 charity poker rooms in Michigan. There are also thousands of lottery retailers.
Michigan Casinos and Locations
| Casino | Size | Address | Website |
| Bay Mills Casino – Brimley | 980 Slot Machines | 11386 West Lakeshore Drive | www.baymillscasinos.com |
| FireKeepers Casino – Battle Creek | 2,680 Slot Machines | 11177 East Michigan Avenue | www.firekeeperscasino.com |
| Four Winds – Dowagiac | 300 Slot Machines | 58700 M-51 | www.fourwindscasino.com |
| Four Winds Casino – Hartford | 500 Slot Machines | 68600 Red Arrow Highway | www.fourwindscasino.com |
| Four Winds Casino – New Buffalo | 3,000 Slot Machines | 11111 Wilson Road | www.fourwindscasino.com |
| Greektown – Detroit | 2,600 Slot Machines | 555 East Lafayette Boulevard | www.greektowncasino.com |
| Gun Lake Casino – Wayland Township | 1,600 Slot Machines | 1123 129th Avenue | www.gunlakecasino.com |
| Island Resort – Harris | 1,200 Slot Machines | W399 US2&41 | www.islandresortandcasino.com |
| Kewadin Casino – Christmas | 245 Slot Machines | 7761 Candy Cane Lane | www.kewadinchristmas.com |
| Kewadin Casino – Hessel | 150 Slot Machines | 3395 3-Mile Road | www.kewadinhessel.com |
| Kewadin Casino – Lansing | 3,000 Slot Machines | Michigan Avenue and Cedar Street | www.kewadin.com |
| Kewadin Casino – Manistique | 275 Slot Machines | 5630 US-2 | www.kewadinmanistique.com |
| Kewadin Casino – Sault Ste. Marie | 700 Slot Machines | 2186 Shunk Road | www.kewadinsault.com |
| Kewadin Casino – St. Ignace | 820 Slot Machines | 3015 Mackinac Trail | www.kewadinstignace.com |
| Kings Club Casino – Brimley | 250 Slot Machines | 12140 West Lakshore Drive | www.baymillscasinos.com |
| Lac Vieux Desert Casino – Watersmeet | 749 Slot Machines | 5384 Highway 45 North | www.lvdcasino.com |
| Lakeshore Casino – Fruitport | 1,700 Slot Machines | Ellis Road | Planned Project |
| Leelanau Sands Casino – Peshawbestown | 450 Slot Machines | 2521 N.W. Bayshore Drive | www.leelanausandscasino.com |
| Little River Casino – Manistee | 1,500 Slot Machines | 2700 Orchard Highway | www.lrcr.com |
| MGM Grand – Detroit | 4,129 Slot Machines | 1777 Third Street | www.mgmgranddetroit.com |
| MotorCity Casino – Detroit | 2,700 Slot Machines | 2901 Grand River Avenue | www.motorcitycasino.com |
| Odawa Casino – Mackinaw City | Under Construction | 1028 Nicolet Street | www.odawacasino.com |
| Odawa Casino – Petoskey | 1,500 Slot Machines | 1760 Lears Road | www.odawacasino.com |
| Ojibwa Casino – Baraga | 331 Slot Machines | 16449 Michigan Avenue | www.ojibwacasino.com |
| Ojibwa Casino – Marquette | 309 Slot Machines | 105 Acre Trail | www.ojibwacasino.com |
| Saganing Eagles Landing – Standish | 848 Slot Machines | 2690 Worth Road | www.saganing-eagleslanding.com |
| Saginaw Chippewa Bingo – Mt. Pleasant | 848 Slot Machines | 7070 East Broadway Road | www.sagchip.org |
| Soaring Eagle Casino – Mt. Pleasant | 4,200 Slot Machines | 6800 Soaring Eagle Boulevard | www.soaringeaglecasino.com |
| Turtle Creek Casino – Williamsburg | 1,331 Slot Machines | 7741 M-72 East | www.turtlecreekcasino.com |
There are two racetracks in Michigan that operate in 2016:
| Racetrack | Live Racing | Address | Website |
| Hazel Park Raceway | Thoroughbreds | 1650 East 10 Mile Road | www.hazelparkraceway.com |
| Northville Downs | Thoroughbreds & Harness | 301 South Center Street | www.northvilledowns.com |
Michigan Gambling History
The Racing Act of 1933 brought legalized gambling to Michigan. This created the Office of Racing Commissioner and pari-mutuel pools for horseracing. Horseracing peaked in the mid-1900’s. It began a decline after tribal casinos started to open in the 1990’s. There are just three racetracks that hold live races each year while a fourth one remains in limbo.
Voters approved a state lottery on May 16, 1972. The first scratch-off ticket was sold on October 7, 1975. The first lotto ticket was sold for a Pick 3 drawing on June 6, 1977. Michigan joined interstate lotto pools on June 11, 1996. Pull tabs and keno games were installed at bars in 2003. The Michigan Lottery launched internet games in 2014. This includes the sale of lotto drawing tickets. There are also instant games that mimic slots and a video keno game available on the Michigan Lottery website.
Act 382 was passed in 1972. It permitted charities to spread games of chance to raise funds for nonprofit organizations. Bingo, raffles and other drawings. Casino-style gaming was added to charity laws in 2007.
The Saginaw Chippewa Indian Tribe opened the first reservation casino in Mt. Pleasant in 1993. Gaming eventually expanded to more than a dozen tribes in 20 locations. In November 1996, voters approved the expansion of gambling to Detroit. Three Michigan casinos operate there today. The original tax rate for Detroit casinos was 18 percent. It was raised to 24 percent in 2004.Michigan enacted a smoking ban on May 1, 2010. The law exempts Detroit casinos. This was done because state smoking bans do not apply to reservations and would have left Detroit casinos at a competitive disadvantage.
| Michigan Regulated Gambling | |
|---|---|
| Racing | 1933 |
| Lottery | 1972 |
| Bingo | 1972 |
| Tribal | 1993 |
| Detroit Casinos | 1997 |
| Lottery Internet Games | 2014 |
Michigan Gambling FAQ
Yes. It has been since 1933.
What horse racing tracks are still open in Michigan?
Hazel Park and Northville Downs offer live horse racing and race books in Michigan. Sports Creek has been permanently shut down.
They are not, according to the Michigan Gaming Control Board. This has not stopped sites from accepting Michigan players.
Charity poker rooms, reservation casinos and the ones in Detroit all offer legal poker rooms.
Slots, video poker, blackjack, craps, roulette, Three Card Poker, Four Card Poker, Ultimate Texas Hold’em, Pai Gow Poker, baccarat and live poker are among the approved games in Michigan casinos.
Michigan casinos are exempted from the statewide smoking ban.
The only forms of online gambling legal are off-track betting and lottery games.
What games are sold by the Michigan Lottery over the Internet?
Video keno, instant scratch-off tickets, and lotto drawings are sold by the Michigan Lottery on its website.
The minimum age for lotteries, charity gaming, and horseracing is 18. Casinos that do not serve alcohol may permit 18-year-olds. Casinos with alcohol must limit players to those 21 years of age or older.